Delivery Driver Insurance

Who is Delivery Driver Insurance for?

Delivery driver insurance provides protection for drivers and riders who transport deliveries of food in return for payment.

Policies to match the way you deliver

We aim to get you covered, please see below policy details.

Essential Combo Social, Domestic & Pleasure (SD&P) and Hire & Reward (H&R)

Insurance for personal trips and delivery work
Policy length: 30-day or Annual
Great for: Full-time or seasonal delivery workers who also use their vehicle for personal use
With 30-day or annual Essential Combo cover, you can use your policy with any takeaway/delivery company

What’s covered (overview) – Delivery

Coverage depends on your policy and level of cover. Your quote and policy documents show the exact cover, exclusions, and excesses.

Benefit	Third Party Only	Fully Comprehensive
Food deliveries (and personal use when you have Combo cover)	Included	Included
Damage to other vehicles or property (up to €5m)	Included	Included
Bodily injury other people (legal liability) (unlimited)	Included	Included
Public liability (up to €5m)	Included	Included
Loss, damage or theft of your vehicle / spare parts	Not included	Included
Windscreen cover (excess applies)	Not included	Included
Audio/communication/navigation equipment (excess applies)	Not included	Included

Get a delivery quote

Vehicles

Car delivery insurance

Warning: Car delivery cover is designed strictly for food deliveries. It does not cover transporting fee-paying passengers. If you need passenger cover as well, you’ll need a different policy type.

Eligibility for car delivery insurance

Buying car delivery insurance is simple – get your quote in under a minute. If you can say ‘yes’ to the points below, this cover may be right for you:

You live and work in Ireland
You have a full Irish, UK or EU driving license
Your current vehicle value is less than €30,000
You are aged 21 - 64
You've had no more than 2 claims in the last 3 years (regardless of fault)

Warning: If you have 8 or more penalties points you may not be eligible for this policy.

My company has enough money to deal with any legal settlements, why do I need to invest in a management liability insurance policy?

Whilst your company may have enough financial resources to settle any legal claims, many cases - for good legal reasons - cannot be dealt with at a corporate level. In these instances, the buck stops with your company leaders personally, so management liability insurance is vital to protect them and their personal finances.

If someone makes an extreme, false allegation that has no evidence, will I need to have protection?

Without cover it is unlikely that you will be able to personally afford the cost of going to court and defending yourself in the event of a claim or allegation, no matter how false or unfounded. In a ‘your word against theirs’ scenario, it is hard to properly clear your name and prove your innocence. We can give you the peace of mind to know that, no matter what accusations may come your way, you have an expert team behind you fighting your corner.

Scooter, moped and motorbike delivery insurance

Policy options (two-wheel)

Personal Social, Domestic & Pleasure (SD&P): Everyday riding such as trips to the shops or between shifts. Third Party Only.
Personal Hire & Reqard (H&R): Delivery work only. You must have existing Personal Social, Domestic & Pleasure use (SD&P) insurance. Policy option: Third Party Only.

A closer look at our policy options

Benefit	Third Party Only	Third Party, Fire & Theft	Fully Comprehensive
Food delivery, plus personal riding	Included	Included	Included
Costs for causing damage to other vehicles or property (up to €5m)	Included	Included	Included
Your legal liability for causing bodily injury to other people (unlimited)	Included	Included	Included
Theft of your vehicle and spare parts (up to a maximum of €5,000)	Not included	Included	Included
Loss or damage to your vehicle (up to a maximum of €5,000)	Not included	Not included	Included

What's the difference between moped and scooter insurance?

Cost: Mopeds have smaller engine sizes and slower top speeds than scooters, so they’re usually considered lower risk. Mopeds have an engine size of up to 50cc and can reach top speeds of around 28mph. Scooters can be more powerful, with engine sizes ranging up to 750cc, so they can go much faster.

Policy type: Third party, fire and theft policies tend to be cheaper as the cover is more limited. Fully comprehensive policies protect you and other drivers and can include additional benefits.

Eligibility for scooter and motorbike insurance

You live and work in Ireland
You have a provisional or full Irish driving license
You have a UK or EU driving license
You’ve had no more than 2 claims in the last 3 years (regardless of fault)
You are aged 21 - 64
Your vehicle’s engine size is 500cc or less

Get a scooter quote

Request a quote

Ready to get covered? Get a quote and choose the cover that fits your schedule – flexible delivery-only cover when you’re working, or combined personal and work cover for taxi/private hire or delivery driving.

Get a quote