Taxi Insurance
What is Taxi / Private Hire insurance?
Taxi and private hire insurance is for licensed drivers carrying passengers for payment. Private hire drivers take passenger bookings by phone or text.
Policies to match the way you work
- 30-day cover: Short-term cover with a single payment
- Annual cover: Longer-term cover with a single payment online or monthly instalments (deposit required)
- Cover type: Fully Comprehensive
What’s covered (overview)
Coverage depends on your policy and level of cover. Your quote and policy documents show the exact cover, exclusions, and excesses.
|
Benefit |
Third Party Only |
Fully Comprehensive |
|
Taxi / private hire work (pre-booked passenger journeys) |
Included |
Included |
|
Costs for causing damage to other vehicles or property (up to €5m) |
Included |
Included |
|
Your legal liability for causing bodily injury to other people (unlimited) |
Included |
Included |
|
Public liability cover (up to €5m) |
Included |
Included |
|
Loss, damage or theft of your vehicle and its spare parts |
Not included |
Included |
|
Windscreen cover (excess applies) |
Not included |
Included |
|
Audio, communication, sat-nav equipment (excess applies) |
Not included |
Included |
Eligibility (summary)
If you can say ‘yes’ to the points below, this cover may be right for you:
- You have a PSV license
- You live and work in Ireland
- You have a full Irish, UK or EU driving license
- Your vehicle has 9 seats or fewer (including the driver’s seat)
- You are aged 21 - 64
- You’ve had no more than 2 at-fault claims and/or no more than 3 non-fault claims in the last 3 years
Optional extras
- Replacement vehicle (if your vehicle is being repaired following an accident)
- No claims discount protection